Insurance premiums are higher for young drivers because you are classed as being in a “high risk group”. But there are some things you can do to help keep them down:

Having telematics, a “black box” fitted to your car to demonstrate that you are a safe driver
Improving your car security
Gaining additional driving qualifications such as Pass Plus
Buying a lower risk, less powerful car
Driving safely to claim your No Claims Bonus
Keeping your mileage down
You must be honest about who the main driver of the vehicle is – being a named driver on someone else’s insurance will not cover you if you are the main driver of the car.